I hereby acknowledge and agree that, by signing this application or supplementary card application, by calling to request for card activation, or by signing or using my Maybank Credit Card, I signify my understanding of, and my agreement to be bound by, the Terms and Conditions for Maybank Credit Card. I authorize Maybank Philippines, Inc., its agents and service providers to conduct inquiries on the information and documents I have provided with any source as it deems appropriate and to have access to information and records relating to me contained in any government or private records, including but not limited to tax, employment, or financial records and to secure copies thereof. I understand that falsifying any information on the enclosed documents is sufficient ground for legal action and for rejection of my application. I understand that should my application be denied, Maybank Philippines, Inc. has no obligation to furnish the reason for my rejection. Furthermore, I acknowledge that in case of issuance of a Supplementary Card, I hold myself jointly and severely responsible for all obligations, charges and liabilities incurred by my Supplementary Cardholders and that, in the event of delinquency, I hereby authorize Maybank Philippines, Inc., to report and include my/our names in the negative listing of any Credit Card bureau or institution. I further waive any defense of minority or illiteracy on any extension Cardholders.
By acceding to the Bank's Terms and Conditions for account opening and accommodation for other financial products, I/we agree that Maybank may collect, hold, use, and share my/our Personal Information pursuant to the Data Privacy Act of 2012 (Republic Act No. 10173) for so long as I/we remain to be a client and for as long as my/our records and Personal Information are required and/or allowed by law to be retained and processed, whether for my/our protection or for the protection and pursuit of the legitimate interests and/or business purposes of Maybank.
Finally, pursuant to Republic Act (R.A.) No. 9510 which created the Credit Card Information Corporation (CIC), and its implementing Rules and Regulations (IRR), I understand that Maybank is mandated to submit to CIC, for its consolidation, my basic credit data and any update or corrections thereon, as my e defines in said Republic Act and its IRR. Consequently, for purposes of establishing my credit worthiness, I consent to the sharing of my basic credit data and update or corrections thereon to the CIC, other lenders and other credit reporting agencies duly authorized or accredited by the CIC.
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