Now your home can take on many shapes – a vacation, tuition, a new business or even an investment. Maximize the value of your home with the MaxiHome Equity Home Loan. Get it Now!
What’s It All About?

Now owning your own home has extra benefits with MaxiHome Equity Loan.

Maximize your home’s value by using it as equity for a loan to answer your needs. Whether it’s for tuition or travel expenses, further studies, or just simply to make another investment, MaxiHome Equity Loan makes it easy.

You can utilize up to 70% of your home’s appraised value or borrow up to P5 million (whichever is lower).

And with a minimum loan amount of P500,000 and a maximum term of up to 10 years for a residential house and lot, townhouse and condominium borrowing has never been more affordable.

The requirements are very basic and the application process is simple, so why not apply for one today?

Am I Eligible to Apply?
  • Your age plus the term of the loan should not be more than 65 years old once the loan matures.
  • You should be gainfully employed in a reputable company for at least 2 years; or
  • You own a business that has been registered and operational for at least 3 years and has been profitable in the last 2 years.
  • For overseas workers, you should have a contract of employment for 2 years.
  • If you are a seafarer, you should be at least in an officer level position and should be working for at least 2 continuous years.
  • An attorney-in-fact is required for overseas workers or seafarer applicants

To know more on the eligibility requirements, you may reach out to any of our Mortgage Loan Officers.


Basic requirements (for both spouses):

  • Housing loan application from (completely filled out)
  • Government Issued IDs
  • Marriage Certificate (if married) and CENOMAR (if single)


  • If Employed:
    1. 3 months payslip
    2. Income Tax Return (latest year)
    3. Certificate of Employment for both spouses
  • Self-employed / Entrepreneurs:
    1. Business Registration/Permits
    2. Latest 2 years Audited Financial Statements

    3. Company profile/business background or List of Major Suppliers and Customers with contact details (at least 5)
    4. Income Tax Return (latest 2 years)
    5. Latest 6 months Bank Statements/Passbook
  • Overseas Workers:
    1. Contract of Employment / Employment Certificate
    2. History of Employment / Latest Crew Contact (if applicant is a Seafarer)
    3. Special Power of Attorney (using Maybank’s format)
    4. Latest 6 months bank statements/proof of remittance
    5. Latest ITR (if applicable)


  • House and Lot:     
  1. Copy of Tax Declaration (Lot and Improvement)
  2. Copy of Transfer Certificate of Title (TCT)
  • Condominium:
  1. Copy of Condominium Certificate of Title (CCT)
  2. Copy of Master Deed of Declaration and Restriction Copy of Tax Declaration
  • Home Construction:
  1. Building Plan
  2. Bill of Materials/Construction Cost Estimates
  • Refinancing:
  1. Updated Statement of Account from originating institution
  2. History of payment from originating institution

***Please note that additional requirements may be asked based on the nature of the borrower’s profile / account / collateral type.

Bank’s Forms
  • Application Form 
  • List of Requirements
  • Authority to Conduct C.I.
  • Life Insurance Form
  • SPA Forms
Interest Rates
  • 1 year fixing : 8.75% p.a.
  • 3 year fixing : 9.50% p.a.
  • 5 year fixing : 10.75% p.a.

Subject to annual repricing thereafter.

  • Registered first real estate mortgage (REM) over the financed property.
  • All properties are subject to appraisal. Appraisal fee is non-refundable.
  • Payment of Registration Fees, Processing Fees, Insurance Premiums and other incidental expenses are for the borrower’s account.
  • Monthly amortization may be paid via Post Dated Checks (PDCs) or Auto Debit from client’s MPI CASA account. Repayment will commence after 1 month from loan release.
  • Loan account is subject for Life/Mortgage Redemption Insurance (MRI) and Fire Insurance (FI) coverage.
  • Submission of application and requirements can be made to any Maybank branches near you.
You might also be interested
  • Auto Loan

    Easier Payments. Faster Approval. Realize your dream car today.

  • Personal Loan

    Achieving your personal goals is just few clicks away with Maybank Personal Loans!

Maxi-Home Loan Calculator


Monthly Amortization


Factor Rate

DisclaimerAbove-mentioned add-on rates are quoted for sample computation and estimate only.

  • A proud member of: BancNet
  • Maybank Philippines Inc., is regulated by the Bangko Sentral ng Pilipinas (BSP). For inquiries or complaints, you may contact Maybank Customer Service hotline at (02) 8588 3888 or our toll-free number 1800 10 588 3888. Alternatively, you may also send an email to You may also contact BSP at (02) 8708 7087 or


You are about to be redirected away from this site.