MAYBANK MASTERCARD TRAVEL SPEND PROMO
TERMS AND CONDITIONS
A. OFFER
Travel more and get rewarded!
Use your newly activated Maybank Mastercard for your flights, hotel stays, and other eligible travel purchases during the promo period and earn up to ₱6,000 worth of eGCs.
Cardholders who accumulate eligible travel spend during the promo period shall receive rewards based on the following:
|
Accumulated Travel Spend
|
Reward
|
|
₱25,000
|
₱1,000 eGC
|
|
₱40,000
|
Additional ₱2,000 eGC
|
|
₱55,000
|
Additional ₱3,000 eGC
|
Maximum Reward: ₱6,000 eGC per qualified cardholder
Sample Reward Computation
|
Accumulated Travel Spend
|
Total eGC Reward Earned
|
|
₱25,000
|
₱1,000
|
|
₱30,000
|
₱1,000
|
|
₱40,000
|
₱3,000
|
|
₱50,000
|
₱3,000
|
|
₱55,000 and above
|
₱6,000
|
B. Eligible Travel Spend
Eligible travel spend refers to retail transactions made using a qualified Maybank Mastercard at merchants classified under travel-related Merchant Category Codes (MCCs), including but not limited to:
- Airlines
- Online Travel Agencies (e.g., airfare and hotel booking platforms)
- Hotels, Resorts, and Accommodation Providers
- Travel Agencies and Tour Operators
- Cruise Lines
- Passenger Railways
- Car Rental Services
Merchant classification shall be based on the merchant's registered MCC and shall be subject to verification by Maybank.
C. ELIGIBILITY & PROMO TIMELINE
The promo is open to:
- New-to-Bank customers who successfully apply for, are approved for, and activate a participating Maybank Mastercard during the promo period;
|
Segment
|
Activity
|
Timeline
|
|
Acquisition
|
Acquisition Qualification Period
|
15 October 2026 - 15 December 2026
|
|
Card Approval Period
|
15 October 2026 - 15 December 2026
|
|
Qualified Travel Spend Period
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Within sixty (60) calendar days from card approval date
|
|
Latest Possible Qualified Spend Date*
|
13 February 2027
|
|
Transaction Validation & Eligibility Review
|
February - March 2027
|
|
Reward Fulfillment
|
March 2027
|
|
All Segments
|
Post-Campaign Evaluation
|
April 2027
|
- Existing Maybank Mastercard cardholders who receive promo communications from Maybank and meet the promo requirements.
|
Segment
|
Activity
|
Timeline
|
|
Activation
|
Campaign Period
|
15 October 2026 - 15 December 2026
|
|
Qualified Travel Spend Period
|
15 October 2026 - 15 December 2026
|
|
Transaction Validation & Eligibility Review
|
December 2026 - February 2027
|
|
Reward Fulfillment
|
March 2027
|
|
All Segments
|
Post-Campaign Evaluation
|
April 2027
|
All participating cards must be active and in good credit standing throughout the promo and rewards fulfillment period.
D. PARTICIPATING CARDS
The following cards are eligible for the promo:
- Maybank Standard Mastercard
- Maybank Gold Mastercard
- Maybank Platinum Mastercard
Maybank reserves the right to update the list of participating cards subject to applicable regulatory requirements.
E. REWARD FULFILLMENT
- Rewards are cumulative.
- Cardholders who reach higher spend tiers shall receive the rewards from all preceding tiers.
Example:
- A cardholder with ₱40,000 accumulated travel spend shall receive ₱3,000 in eGCs.
- A cardholder with ₱55,000 accumulated travel spend shall receive ₱6,000 in eGCs.
- Each qualified cardholder may earn a maximum reward of ₱6,000 in eGCs throughout the promo period.
- eGC rewards shall be distributed to the cardholder’s registered email address within sixty (60) calendar days from the end of the promo period, subject to validation of eligible transactions.
- To qualify for the promo, cardholders must maintain a valid and active email address registered with Maybank. Cardholders whose email address is invalid, inactive, or unavailable in Maybank's records shall be disqualified and will not be eligible to receive any reward.
- Rewards are non-transferable and non-convertible to cash.
F. EXCLUSIONS
The following transactions shall not qualify as eligible travel spend:
- Cancelled transactions
- Reversed transactions
- Disputed transactions
- Refunded transactions
- Fraudulent transactions
- Cash advances
- Quasi-cash transactions
- Balance transfers
- Installment conversions
- Finance charges
- Late payment fees
- Annual fees
- Other bank fees and charges
Maybank shall determine the eligibility of transactions based on transaction records and merchant classifications.
G. GENERAL TERMS AND CONDITIONS
- Only transactions successfully posted during the promo period shall be included in the spend computation.
- Foreign currency transactions shall be converted to Philippine Peso using the prevailing exchange rate applied upon transaction posting.
- The card account must remain active, current, and in good standing at the time of verification and reward fulfillment.
- Maybank reserves the right to validate all transactions and disqualify cardholders found to have committed fraud, abuse, or violations of these Terms and Conditions.
- In case of dispute regarding eligibility, qualified spend, or rewards entitlement, the decision of Maybank, with the concurrence of DTI, shall be final.
- By participating in the promo, cardholders agree to be bound by these Terms and Conditions and the existing Terms and Conditions governing the use of Maybank Credit Cards.
For inquiries or concerns, please call our Customer Care at (02) 8588 3888 or PLDT Domestic Toll Free 1-800-10 588 3888.
Maybank Philippines Inc. is regulated by the Bangko Sentral ng Pilipinas
DTI Fair Trade Permit No. FTEB-270024 Series of 2026.
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