Maybank

Expand Menu

Fees and Charges

Transaction	Service Charge
Falling Below Average Daily Balance (Peso)	Php 500.00
Falling Below Average Daily Balance (US Dollar)	USD 15.00
Fee for closing within 1 month of opening date (Peso)	Php 500.00
Fee for closing within 1 month of opening date (US Dollar)	USD 15.00
OTC Withdrawal Against ATM-Based Account	Php 200.00
Dollar Cash Deposit	Php 0.10 for every USD 1.00
Dollar Cash Withdrawal	Php 0.05 for every USD 1.00
USD Withdrawal (within holding period)	1/4 of 1% of the amount withdrawn or USD 1.00, whichever is higher
OTT funded in USD notes (on top of regular OTT charges)	Php 0.10 for every USD 1.00
OTT in EUR (with charges tagged as OUR)	EUR 40.00
OTT in other currencies (with charges tagged as OUR)	USD 25.00
Foreign Currency Check Drawn within mainland USA accepted for deposit	USD 3.00
Foreign Currency Check Drawn outside mainland USA and Canada accepted for collection	USD 100.00
Ammendment of Processed OTT	USD 15.00
Cancellation of Processed OTT	USD 15.00
Dormancy Charges (Peso)	PHP 30.00
Dormancy Charges (Dollar)	USD 0.60
Manager's Check	Php 75.00
Outward -Telegraphic Transfer *	USD 15.00 Documentary Stamp Tax: PHP 0.60 / PhP 200 for PHP funded transactions or PHP 0.01/USD 1.00 for USD transactions
* Correspondent Bank Charges	addt'l USD 25 and/or EUR 40 if to be credited in full to bene account
Inward -Telegraphic Transfer	USD 5.00 Documentary Stamp Tax: PHP 0.60 / PhP 200 for PHP funded transactions
Demand Draft	USD 10.00 Documentary Stamp Tax: PHP 0.60 / PhP 200 for PHP funded transactions
Checkbook	Personal: Php 250.00 Commercial Php 500.00
Bank Certificate	Php 200.00
Printing of Statement of Account (SOA)	Php 100.00 for the 1st 3 pages + Php 10.00 for the succeeding
New / Replacement of ATM Card	Php 150.00
Interim Bank Statement	Php 100.00 for the 1st 3 pages + Php 10.00 for the succeeding
Replacement of Lost Passbook	Php 200.00
Stop Payment	Php 200.00 per check
RCOCI	Service Charge: Php 1,000.00 Penalty Charge (for every Php40,000.00 or a fraction thereof): Php 200.00
BP Charges	Prevailing rate or Php 200 whichever is higher
Inter-Branch Deposit / Withdrawal Transactions	Free
Replacement / Lost of Time Deposit Certificate	Free
Other Banks ATM Withdrawal	Php 18.00
Other Banks ATM Balance inquiry	Php 2.00
Interbank or Intrabank Fund Transfer via ATM	Php 25.00 (Subject to change as may be required by the Payments Network of the Philippines Inc.)
Interbank Fund Transfer via InstaPay in M2U PH App and Web	Free
Interbank Fund Transfer via PESONet in M2U PH App	Free
Debit Card Fees and Charges

* Charges are subject to change without prior notice.

Transaction Limits

Transaction Type	Current Daily Limits	MAXIMUM TOTAL DAILY LIMIT EFFECTIVE NOVEMBER 21, 2026
Transaction Type	Current Daily Limits	Non-Premier Wealth	Premier Wealth
ATM* Transactions (Withdrawal, Fast Cash, Fund Transfer) and BancNet PIN-based POS Transactions (Shared limit)	PHP 50,000 per account (PHP20,000 maximum per transaction per account)	PHP 50,000 per account (PHP20,000 maximum per transaction per account)
Bills payment via ATM*	No limit	No limit
Other Debit Card Point-of-Sale (POS) Transactions	Contactless Visa Debit and e-Commerce: PHP 40,000 per account (Limit per transaction is PHP 4,000) Sublimit: PIN-based Visa Debit Transactions capped at PHP30,000 per account	Contactless Visa Debit and e-Commerce: PHP 40,000 per account (Limit per transaction is PHP 4,000) Sublimit: PIN-based Visa Debit Transactions capped at PHP30,000 per account
Own Account Transfer via M2U	PHP 1,000,000 per customer	No limit
Third Party Transfer via M2U (Maybank to Maybank)	PHP 1,000,000 per customer	PHP 1,000,000 per customer	PHP 5,000,000 per customer
InstaPay via M2U (including QR)	PHP 50,000 per customer	PHP 200,000 per customer (Limit per transaction is PHP 50,000)	PHP 500,000 per customer (Limit per transaction is PHP 50,000)
PESONet via M2U	PHP 500,000 per customer	PHP 500,000 per customer (Limit per transaction is PHP 500,000)	PHP 2,000,000 per customer (Limit per transaction is PHP 500,000)
Bills Payment via M2U	PHP 500,000 per customer	PHP 500,000 per customer	PHP 2,000,000 per customer
Prepaid Reload via M2U	PHP 100,000 per customer	PHP 100,000 per customer	PHP 200,000 per customer
EzySave+ Withdrawal via GCash App	PHP 50,000 per account	PHP 200,000 per customer	PHP 200,000 per customer

*Using a Maybank-branded ATM or Cash Recycler Machine.

Manage Transaction Limits via M2U PH App

You can increase or decrease your transaction limits via the M2U PH App. See table below with the transaction types
and the corresponding available limits. To know how to adjust limits via the M2U PH App and see more details, click here.

		Transaction Limits via M2U PH App Settings
TRANSACTION TYPE	DEFAULT LIMIT	MINIMUM LIMIT	INCREMENTS	MAXIMUM LIMIT
Own Account Transfer	No limit	PHP 10,000	PHP 10,000	PHP 1,000,000
Third Party Transfer	PHP 100,000	PHP 10,000	PHP 10,000	PHP 1,000,000
InstaPay	PHP 50,000	PHP 5,000	PHP 5,000	PHP 50,000
PESONet	PHP 500,000	PHP 10,000	PHP 10,000	PHP 500,000
Bill Payment	No limit	PHP 10,000	PHP 10,000	PHP 500,000
Prepaid Reload	No limit	PHP 5,000	PHP 5,000	PHP 100,000
ATM Transactions (ATM Withdrawals & BancNet POS transactions)	PHP 50,000	PHP 5,000	PHP 5,000	PHP 50,000

Next steps

Maybank

Save n’ Protect Savings Account

Premier 1 Checking Account