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    Promo Mechanics:

    1. Promo period is from October 5, 2022* to March 31, 2023.


    1. The following condition must be met to qualify for the promo (“Qualified Customers”)
      1. Retail customers (Non-Premier and Premier tagged)
      2. RSME customers including corporate accounts tagged by MPI as RSME account
      3. The promo covers top-up amounts to any of the following active Peso checking or savings accounts
        1. 3.3.1.   Classic Savings Account
        2. 3.3.2.   Classic Checking Account
        3. 3.3.3.   Business Checking Account
        4. 3.3.4.   Save n’ Protect Account
        5. 3.3.5.   Yippie/IM Teen Account
        6. 3.3.6.   Rise Savings Account
      4. The incremental ADB will be based on the qualified transactions  
        1. Over-the-counter cash deposit
        2. Over-the-counter check deposit
        3. Fund transfer from other banks/e-wallets (via InstaPay, PESONet, RTGS, IBFT, etc.)
        4. Remittances


      1. Corporate clients are not qualified in this promo except for RSME tagged corporate accounts.
      2. Time deposit, special savings account, iSave, settlement accounts opened solely to receive funds from investment and accounts with pre-set maturity and any other products not listed above are not qualified in this promo.



    1. To earn the cash reward, customers must maintain an incremental ADB of least PHP 1Mn in fresh funds on a per account and maintain the ADB increment for three months.


    For every PHP 1Mn ADB of fresh funds maintained for three month (“Covered Period”), client will receive a cash reward of PHP 3,000.


    *Covered period is from October 1, 2022


    Base Month

    Covered Period

    Crediting of Incentive

    Sept 2022


    1 Oct to 29 Dec 2022

    20 Jan 2023

    Dec 2022


    1 Jan to 31 Mar 2023

    20 Apr 2023


    Sample cash reward computation:


    Incremental ADB

    Covered Period ADB

    Cash Reward

    PHP 1,000,000.00

    PHP 3,000.00

    PHP 1,500,000.00

    PHP 3,000.00

    PHP 2,900,000.00

    PHP 6,000.00

    PHP 3,500,000.00

    PHP 9,000.00

    Note:  Covered Period ADB computation is the sum of month-to-date ADB for 3 months. Refer to 1st and 2nd Covered Period for the months inclusion.   


    Computation of incremental ADB


    • For new accounts opened during the covered/promo period, the base ADB is zero
    • For existing accounts, opened prior to covered/promo period, base ADB is based on the month before the covered period.
    • Bank will compute the final qualifying ADB of the accountholder by getting the average ADB within ninety (90) days from account opening date (“Covered Period”).
    1. Customers can receive a maximum cash reward of PHP 30,000 for an incremental ADB of at least PHP 30Mn maintained for three months.
    2. The cash reward will be credited to the account of the client within twenty (20) banking days after verification of the ADB increment. In the event of account closure on the crediting date, the cash credit will be forfeited.
    3. Maybank reserves the right at its sole discretion to disqualify any accountholder that it determines to be tampering with the account opening process, or to be acting in breach or potential breach of the Promo Mechanics.


    1. In case of dispute in respect to accountholder’s eligibility, Maybank’s decision shall prevail. All questions or disputes regarding the accountholder’s eligibility for the Promo or for any redemption shall be resolved by Maybank at its discretion with concurrence with DTI.


    1. All account opening shall be subject to further verification and approval following Maybank’s processes, Product Terms and Conditions, and Deposit Contract.


    1. This promo is not available in conjunction with other existing deposit promos of Maybank Philippines, Inc.

    Per DTI Fair Trade Permit No. FTEB- 152944 Series of 2022.

    • A proud member of: BancNet
    • Maybank Philippines Inc., is regulated by the Bangko Sentral ng Pilipinas (BSP). For inquiries or complaints, you may contact Maybank Customer Service hotline at (02) 8588 3888 or our toll-free number 1800 10 588 3888. Alternatively, you may also send an email to You may also contact BSP at (02) 8708 7087 or


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