Maybank

Opening Balance Php 0.00
Average Daily Balance (ADB)

With Maybank Visa Debit Php 10,000With Passbook Php 30,000 With Checkbook Php 50,000

Balance to Earn Interest Php 50,000
Interest Rate (p.a.) 0.125%*

*Subject to change without prior notice

• No initial deposit required
• Comes with Maybank Visa Debit card, passbook and checkbook
• Monitor transactions, pay bills and transfer funds via M2U mobile app
• Withdraw from any ATM worldwide carrying the Visa Logo
• Pay for goods and services using your Maybank Visa Debit Card

Apply at any Maybank branch nearest you and bring one valid ID

Frequently Asked Questions

• What is EZYFLEX?
  EZYFLEX is an all-in-one checking account with on demand features. You can request for an ATM/debit card, passbook and checkbook anytime when needed.

• Who can open an EZYFLEX?
  EZYFLEX is available to individual customers.

• Where can I open an EZYFLEX?
  You can open an EZYFLEX at any Maybank branch in the Philippines.

• What are the features of EZYFLEX?
  You can avail an ATM/debit card, passbook and checkbook. You will also receive an electronic Statement of Account (eSOA) which will be sent monthly via email.

• What is the average daily balance to earn interest?
  Maintain at least an average daily balance of Php 50,000 to earn interest.

• Is it possible to downgrade my EZYFLEX account if I can no longer maintain the ADB requirement and return either the VISA Debit Card, passbook or checkbook that I availed?
  
  It is not possible to downgrade your EZYFLEX account. Once you have availed the on-demand feature (VISA Debit Card, passbook or checkbook) you are required to maintain the corresponding ADB.

• What is the required average daily balance (ADB) to earn interest?
  You need to maintain an ADB of at least PhP 50,000 to earn interest

• Is it ok that I do not avail the on-demand features and continue to enjoy the zero ADB then still get the 0.25% interest if I let my money grow to Php50,000?

  Your ADB requirement remains at zero if you do not avail of the on-demand features and you will be entitled to the 0.25% interest when you reach an ADB of Php50,000.

• Is there an monthly bank statement for this account?
  Yes, it will be an electronic statement of account (eSOA) sent thru your registered email address.

• Are there fees/charges involved with EZYFLEX?
  Please refer to our fees/charges at https://www.maybank.com.ph/en/personal/deposits/fees-charges.page?

• What is the requirement to open an EZYFLEX?
  You need to provide one (1) valid ID and accomplished application form

• What are the valid IDs accepted?
  You can refer to the list

• What is the minimum age to open an EZYFLEX?
  You must be at least 18 years of age to an EZYFLEX.

• Is EZYFLEX available in M2U mobile app?
  If you do not have M2U app, you need to register and activate their online access via the mobile app

  If you have an existing with M2U access, you can link their EZYFLEX account via Maybank’s Retail Internet Banking

• What option should the client choose when transaction in an ATM?
  Client should choose current account option when transacting in any ATM.

• What are the other Terms and Conditions of the product?
  You may refer to our Deposit Contract T&C at https://www.maybank.com.ph/iwov-resources/maybank-ph/document/ph/en/MPI%20Deposit%20Contract_202311.pdf

  and Internet Banking T&C at https://www.maybank2u.com.ph/en/personal/maybank2u/terms-conditions.page?

• I have other questions relating to the product not listed in the FAQs.
  For other inquiries/concerns, please contact our Customer Care at (02) 8588 3888.

  Maybank Philippines Inc. is regulated by the Bangko Sentral ng Pilipinas | https://www.bsp.gov.ph