Abigail Tina M. Del Rosario
President and Chief Executive Officer
Abigail Tina M. Del Rosario was formally appointed as the first female President and CEO of Maybank Philippines in 05 January 2022. Prior to this appointment, Gail was the Ofﬁcer-In-Charge (OIC) of MPI since 11 February 2021, and has steered MPI in achieving its ﬁnancial targets during the last financial year.
Gail joined Maybank Philippines in 23 July 2018 as Head of Community Financial Services, bringing with her more than 20 years of extensive retail banking experience. She is well-known in the ﬁnancial industry as a charismatic and dynamic leader, having built successful teams as Country Head of Retail Banking in Standard Chartered Bank. She was also the Director of Price Solutions PI and Asia – Bancassurance, which are both subsidiaries of Standard Chartered Bank. Prior to joining Maybank, she was a Senior Vice President and Head of Wealth Management in East West Banking Corporation. She was also appointed as Chairman of BancNet in 2013, and continued as Director from 2005 to 2015.
Gail graduated from the University of the Philippines with a degree in Bachelor of Science in Business Management.
Chief Financial Officer
Likia was appointed Chief Financial Officer of Maybank Philippines on January 1, 2020. He brings with him over 22 years of work experience in the financial services industry. His extensive training and knowledge in accountancy and finance includes devising and establishing business planning and strategies, corporate transactions, audit, information management, and asset and liability management.
Likia started his career in 1997 at PricewaterhouseCoopers (PwC) Indonesia and Netherlands. He formally joined the banking industry in 2010 as PT. Bank International Indonesia’s Head of Business Planning. He later joined PT. Bank Permata Indonesia as the Head of Strategic Information Management. Prior to his appointment in MPI, he was the Head of Business Planning and Analytics of Maybank Indonesia for six years, joining the bank in January 2014.
Likia holds a Bachelor’s degree in Economics from Tarumanagara University, Indonesia. He earned his Graduate Diploma in Management from Swinburne University of Technology, Australia.
Andy Yeoh (Yeoh Keong Yong)
Treasurer and Head, Global Markets
Andy Yeoh was appointed as Maybank Philippines’ Treasurer and Head for Global Markets on January 1, 2020.
Andy comes with more than 29 years of experience in Treasury Markets mainly working for foreign banks such as Bank of Tokyo Mitsubishi Malaysia, Deutsche Bank and Canadian Imperial Bank of Commerce in different markets of Malaysia, Hong Kong & Singapore.
Prior to his appointment in MPI, he spent 5 years as a Senior Trader in Maybank Singapore. His extensive trading experience includes repo and collateral lending with substantial experiences in trading all aspects of money markets, foreign exchange, fixed income and OTC derivatives (both linear and non-linear).
Andy obtained his Bachelor’s in Science degree from Monash University, Australia. He earned his Postgraduate Diploma in Accounting and Finance from Association of Chartered Certified Accountants (ACCA), United Kingdom. He is a Certified Global Markets Professional in Singapore and Hong Kong markets.
Patrick Dennis L. Solosa
Head, Community Financial Services
Patrick Dennis L. Solosa joined Maybank Philippines, Inc. on April 16, 2021 as Senior Vice President and Head of Consumer Finance. He was concurrently appointed as Officer-in-Charge of Community Financial Services (CFS) on October 11, 2021, and eventually confirmed as Head, CFS on March 1, 2022.
Patrick led the Auto Transformation Roadmap Phase 2 and 3 under the Auto Working Group, which aims to increase Auto Loans profitability through new initiatives to improve people, processes, technology and governance. As OIC for CFS, he was instrumental to the overall improvement of the sector’s profitability and performance, including those of key business drivers Mortgage, RSME and deposits.
Patrick continues to provide leadership in managing MPI’s retail business, ensuring to meet its short and long-term goals and objectives, comply with policies and regulatory requirements, and maximize returns to stakeholders.
Prior to joining Maybank, Patrick was Group Head for Consumer Sales and Support at EastWest Bank, under the Consumer Lending Cluster.
Patrick graduated from the University of the Philippines with a degree in Statistics. He obtained his MS in Statistics in Katholieke Universiteit Lueven in Belguim.
Ma. Carmela S. Bolisay
Head, Central Operations
Ma. Carmela S. Bolisay joined MPI on March 1, 2022 as Senior Vice President and Head of Central Operations, bringing with her over 30 years of professional and diversified experience in process streamlining, business design analysis, project management, service quality, assurance, operations and risk management.
Prior to joining MPI, Maricar was the Senior Vice President, Management Services Division Head for almost 4 years at Rizal Commercial Banking Corporation (RCBC). She was also with Standard Chartered Bank from 2002 to 2016 as Vice President, Business Planning Manager for the CEO, Country Manager for Service Excellence, Business Project Director, Product & Process Management, and Service Quality Manager for Consumer Banking. Maricar’s expertise is in business process management and reengineering, driving digitization initiatives for improved client experience, increased productivity and implementation of future ready processes. Maricar has made relevant contributions in the various organizations she has worked with including Security Diners International Corporation from 1997 to 2002, having supported major projects such as migration of core systems, implementation of new systems and brands as well as business transformations. In addition to her professional experience, Maricar completed a Basic Management Program at Asian Institute of Management (AIM) Makati.
Maricar graduated from University of the Philippines, Diliman with a Bachelors of Arts Major in Psychology.
Bernardo G. Talimban, Jr.
Head, Information Technology
Bernardo G. Talimban, Jr. brings with him over 20 years of IT experience when he joined Maybank Philippines as Head of Information Technology in 2014, covering consulting, systems development, project management, transaction banking solutions delivery, business continuity, infrastructure and security.
Bernie started as an analyst programmer and consultant for different manufacturing, oil and banking industries in the country. He formally joined a financial institution in 1997, as IT Manager at ABN AMRO Bank. He later assumed the Solutions Delivery Manager function and was instrumental in growing the cash management business. With the merger of Royal Bank of Scotland and ABN AMRO Bank in 2008, he became AVP and Chief Technology Officer managing both the Philippines and Vietnam operations. In 2010, Bernie joined Bank of Commerce as Vice President and Deputy Chief Information Officer concurrently handling the Project Management Office. During his stint, he initiated different transformation projects in core-banking, corporate and retail internet banking, eBusiness Suite, loans operations, ATM switch fine-tuning amongst others. By 2013, he became First Vice President and Chief Information Officer.
Bernie holds a Bachelor’s degree in Entrepreneural Management from the Polytechnic University of the Philippines (PUP) and earned his Master’s in Business Administration from the University of Santo Tomas.
Mark Lord D. Limson
Head, Human Capital
Mark Lord D. Limson was appointed as Head of Human Capital of Maybank Philippines on May 4, 2020.
Mark comes with almost 20 years of experience in strategic and leadership roles in all fields of Human Resources. He has worked for various companies in different industries such as Philippines Savings Bank, Splash Corporation, Holcim Philippines, Inc., and San Miguel Brewery, Inc. Prior to joining MPI, Mark was the Head of Human Resources of MetroPac Movers, Inc.
Mark is a Certified Senior Professional in Human Resources, International (SPHRi) and a recognized Human Resources professional, having been named 2019’s Top 100 Filipino to Follow on LinkedIn, World HRD Congress’ 2018’s 100 Top Global HR Minds, CHRO Asia’s 2017’s Asia’s Top 50 Human Resources Leaders Awardee and Workplace by Facebook’s 2017 Digital Visionary Awardee.
Mark graduated with a degree in Bachelor of Science in Business Administration from the University of the Philippines-Diliman.
Chief Risk Officer
Rajagopal Ramasamy was appointed as the Chief Credit Officer of Maybank Philippines in June 2018.
Raj brings with him more than 25 years of experience in credit risk encompassing end-to-end spectrum of credit, specializing in corporate and commercial loans. He started his career in banking in 1991 and held various positions in the area of credit including trade finance, branch credit, share financing, credit assessment and approval and remedial management. His longest stint was with Maybank Group Credit Risk Management, handling large corporates and independent power producers before his assignment in MPI in January 2016 as the Regional Credit Officer.
He obtained his Bachelor’s Degree from the University of Malaya in 1991 and went on to complete his MBA from the same university in 1998. He is also a Certified Credit Professional by the Institute of Bankers Malaysia (IBBM) and a Credit Trainer for Maybank.
Ma. Bernadette T. Ratcliffe
Chief Compliance Officer
Joining Maybank Philippines in June 1, 2018 as Chief Compliance Officer, Ma. Bernadette T. Ratcliffe brings with her close to 30 years of extensive experience in compliance, corporate governance, finance, strategic planning, business and management information systems, liquidity management, investor relations, and credit analysis.
Prior to MPI, Dette was with East West Bank for six years, starting out as Chief of Staff in 2012 and eventually became Chief Compliance Officer two years later.
Dette also taught Accounting and Finance at the University of the Philippines, handling various topics on management accounting, corporate finance and specialized credit analysis in Development Center for Finance. She was also a lecturer in Corporate Finance and Accounting in University of Asia and the Pacific.
A Certified Public Accountant, Dette holds a Master of Business Administration (MBA) and a Bachelor of Science Major in Business Administration and Accountancy degrees from the University of the Philippines-Diliman.
Babylyn A. Catacutan
Chief Audit Executive
Babylyn A. Catacutan was appointed Chief Audit Executive of Maybank Philippines in April 1, 2022, bringing with her a total of 25 years of diversified work experience in Internal Auditing, Independent Compliance Risk Management and in project management of Supply Chain Management and Enterprise Resource Planning systems.
Lyn is a seasoned internal auditor and a trusted Compliance partner. She started her career at Rustans Commercial Corporation where she handled various audits from Financial, Operations, to EDP Audit. She joined Citifinancial, an affiliate of Citibank, N.A., as a Compliance Manager in 2006. She was responsible for the Product Advisory as well Compliance Reviews of the business units. She was also the Deputy AML Compliance Officer, Sanction Officer, and Data Privacy Officer, and was instrumental in the optimization of the Risk and Control Self-Assessment Program. In 2008, she moved to Citibank, N.A., where she held various roles in Compliance and Control unit until she moved to the Internal Audit in 2012. She was primarily responsible for the audits of the Philippine Consumer Business, which include Retail branches, Investment, Insurance, Asset (Credit Cards and Loans) and Trust Department. Likewise, she supported various regional audits of Citibank branches in Singapore, Malaysia, Indonesia, South Korea, and Australia among others. She spearheaded Agile audit and Continuous Audit in Consumer Business across Asia. She completed the Global Lead Academy Training in London, United Kingdom. Lyn has been awarded with Service Excellence awards in multiple occasions.
Prior to joining MPI, Lyn was a Vice President and Audit Manager in Citibank, N.A. for almost 11 years and a Department Head and Audit Supervisor in ING’s Corporate Audit Services (Asia) for almost three (3) years.
Lyn is a Certified Public Accountant (CPA), Certified Internal Auditor (CIA), Certified Anti-Money Laundering Specialist (CAMS). She is a Bachelor of Science in Accountancy graduate from the Philippine School of Business Administration.
Atty. Gerardo J. De Leon
Corporate Secretary and Head, Legal
Atty. Gerardo “Gerry” J. De Leon was appointed as the Head of Legal and Corporate Secretary of Maybank Philippines on October 12, 2019. Prior to assuming the position, Atty. Gerry was previously the Deputy Head of Compliance, Chief Privacy Officer, and Head of Regulatory Compliance.
Before joining MPI, Atty. Gerry was the General Regulations Compliance Officer and Data Protection Officer of Security Bank Corporation where he was also appointed as Compliance Officer of its various subsidiaries and affiliates. He practiced law for more than 20 years, performing legal research and writing to litigation (civil, criminal, special proceedings, taxation and administrative law); regulatory compliance; corporate secretarial; and preparation of pleadings, briefs, memoranda, and legal opinions.
Atty. Gerry earned his Bachelor’s degree in Accounting from the University of Santo Tomas. He obtained his Law Degree from San Beda University, formerly San Beda College.